You know, I guess I should reply to my own thread!
I am betting I am the most pitiful of all however. We bought a small 21 foot Skyline Nomad for around 9000 plus hitching.
1. we only put down $250, yikes
2. 8 year loan thru the credit union down the street. (Lampco, named after the NOW defunct Guide Lamp Co of Anderson, you know back when people lived in Anderson! :) )
3. Accepted theirs, probably shouldn't have!
4. You know we always pay more, but the 122 bucks a month seemed good.
One thing I have learned here is the value of investing. This is a totally different thread, but the WORLD HAS CHANGED. Investing money over 1000 dollars is the ONLY way to turn percentage profits. Savings accounts are dead! Now a days you have to accept the risk yourself. This is, I think, because of the nature of computerized trading technology. Our information systems have allowed capital markets to push down the risk profile onto individuals. I think that's good and bad. But, mostly good!