$250 + (96 x $122) = $11,962
$250 + (96 x $122) invested at 4% = $12,430
Value of RV after 8 yrs. = ? $2000
Value of investment after 8 yrs at current inflation rate of 2% = $10,000
Information technology has little to do with risk vs. reward. When you invest money, you are buying part of something. That can be a company, a promissory note, or conglomerations of these. It's also possible to invest in the future outcome of investment prices. The investor has to decide how much risk is involved and if that is worth the reward.