My father used to pay cash for everything. "If you can't afford it, don't buy it" House, Truck, car etc. Recently he had a triple bypass and sold his boat. 6 months later he's healing nicely and has decided he does not like not having a boat, so he is going to buy a new one. I asked if he was going to pay cash. "Heck no" he says. " I am tired of using my own money. I'm going to use someone else's money" Never really gave me a rationale other than mumbling about not leaving anything for us kids, but I thought it was funny. Go Dad.