Skycrath wrote:
I have a question about how to handle vehicle insurance for an "RV" and I'm hoping someone can help. I put "RV" in quotes because my vehicle is going to be a conversion van that I slowly build out myself. So it's not going to be a traditional RV, like a Class A/B/C. But I am going to be living in it full-time as I travel through the US and will be using a CMRA (through St. Brendan's Isle in Florida) as my permanent residence address. So I don't know if I need to go though a company that provides regular car insurance (since it's just a regular van) or RV insurance (since I'll be living in it full time). I will be using the address issued by my CRMA for vehicle registration and insurance purposes once I get the conversion van (I don't have it yet, but very soon). And the CMRA is the only address I'll have, I don't want to use the address of any friends or family for anything, I want to be totally independent.
My concern is that I've already run into some issues with using the CMRA as my permanent address. My banking and credit card accounts wouldn't allow me to use the CMRA address as my permanent address, I could only set it as my mailing address. Their computer systems somehow automatically know it is a CMRA address (versus being a residential address). So now I'm worried that a regular car insurance company won't insure me with a CMRA address. And at the same time I'm also worried I won't be able to get full-time RV insurance since I'm going to be in a conversion van and not a traditional RV. Does anyone know how people handle this type of situation? I know there are other people out there living full-time in their cars or SUVs, but I haven't been able to figure out how they handle vehicle insurance. I'd really appreciate any advice.
Why not keep van registered as normal van,just call it shaggin wagon if anyone ask why you have bed there. :)
self built rv wouldnt be worth much in case of acident anyway imo
I built a TC myself put it on back of my truck and kept registered as regular truck. Never had any problems
Its just cargo.
Someone asked what it was I said a doghouse
