I haven't spoken to my current insurance or any other agents yet, I wanted to get some advice here first for the very reasons you mentioned. My concern is that when I go to change my insurance address, they might be automatically alerted to the "PMB" status just like the banks were and might deny or worst case cancel my insurance altogether. And I also know sometimes they ask if the vehicle is "housed" at that address all year. I also know having a gap in coverage is really bad, so I want to avoid winding up in that situation where my current company drops me and I can't find another one willing to insure me.
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JaxDad wrote:
Skycrath wrote:
I have a question about how to handle vehicle insurance for an "RV" and I'm hoping someone can help. I put "RV" in quotes because my vehicle is going to be a conversion van that I slowly build out myself. So it's not going to be a traditional RV, like a Class A/B/C. But I am going to be living in it full-time as I travel through the US ……..
Be forewarned, insurance companies LOVE things like rules, regulations & laws. They also love lawyers.
Calling an insurance company and using terms like “DIY RV” might result in subdued giggles, a click and then dial-tone.
RV’s that have 120 volt wiring, built in LPG, and a couple of other items require proof of compliance. Normally that’s the RVIA seal, but other bodies certify them also.
When you tell them you’re going to live in it their ears will definitely perk up.
