Forum Discussion

JandVcruise2018's avatar
Jan 04, 2018

Order of purchases?

As my first post says my wife and I are considering full timing. We are looking at Keystone Montana 5ers and F350's. We will also need a full time spot with full hook ups. One consideration is what is the order of purchase? I have very good credit and great car credit and a above average income and a few bucks in the bank. However, I will have to take a loan for the rv and for the truck. And then I will need to get a spot. If this is going to happen I am trying to put it together in about a month or two at the most. Where do I start???

29 Replies

  • JandVcruise2018 wrote:
    As my first post says my wife and I are considering full timing. We are looking at Keystone Montana 5ers and F350's. We will also need a full time spot with full hook ups. One consideration is what is the order of purchase? I have very good credit and great car credit and a above average income and a few bucks in the bank. However, I will have to take a loan for the rv and for the truck. And then I will need to get a spot. If this is going to happen I am trying to put it together in about a month or two at the most. Where do I start???
    Start by getting past the consideration, and making a concrete decision. Sounds like your under some pressure to make this decision, which is not good. And yes - the question about why you need a "full time spot" needs an answer.

    Sounds like you just need an alternate place to live and somehow think living in an RV will be romantic/less expensive.
  • pianotuna wrote:
    A full time spot? Do you plan zero travel?....

    X2
    If you are going to park it permanently why on earth do you need to buy a new truck and with a loan? If you are not traveling with the RV?
  • Bobbo's avatar
    Bobbo
    Explorer III
    We bought the TT first, so we would know how much truck to get. We could have bought the truck first and looked at TT's later knowing that we had an upper weight limit.
  • Not really critical if the truck or trailer comes first but make sure you have an idea of what the other will be before buying the first (ie: if you buy a truck that can handle a 15k trailer, make sure you like the offerings under 15k before hand.)

    As far as a full time site, are you talking at a commercial campground or on private land?
    - Commercial campground: No big deal. Try one for a month and if you don't like it, hook up and find another.
    - Private land: Check out the zoning laws first. Particularly in built up areas, many prohibit living in an RV. If you find land that allows it, go price up adding a driveway, sewer, water and electricity. It can get very expensive very quickly.

    As you don't seem too experienced, I would suggest getting a less expensive used rig to try it out first without loans. New rigs take a big depreciation hit the minute you drive them off the lot. This gives you a chance to learn what you like or don't like with a much lower risk. Then in a year or two (or possibly never), you go buy a new rig knowing what you like or don't like.

    If you aren't moving, Pianotuna has the right answer.
  • A full time spot? Do you plan zero travel? If so, an apartment most probably may be less expensive.
  • Grit Dog has a point, but the size of the truck determines the largest trailer it can safely pull.