Forum Discussion
starkruzr
Mar 02, 2017Explorer
Thanks to both of you for replying so quickly!
This is an important detail. As far as I can tell, having a credit score north of 600 means you're pretty much okay there. Is this not accurate? In terms of address - I'll have a permanent address when I apply for the loan. It's unclear to me how they would even know, or why they'd care, what my address was a month or two later. I'd plan on signing up for a mail forwarding/scanning service with PO Box in Florida anyway.
I have no issue with $300/mo. Even $1000/mo is basically breaking even, inclusive of RV payments, with how much I'm dropping on a tiny amount of space in DC right now -- splitting a two bedroom for $1400.
This is happily not an issue for me as work pays for both a cell phone and a Verizon MiFi already. I went into this counting on not being able to count on park WiFi :)
Yes, I've thought about this. I think with any savings I have from this plan I will put a bunch of cash into a growing maintenance fund for exactly this purpose.
I'm an engineer, so this is an interesting engineering challenge for me :) I'm mostly a polar bear, so I plan on sticking almost entirely to Northern cities during the summer and the West Coast much of the rest of the time. But your point is well-taken.
Can you think of some examples here? Finding rates online is remarkably difficult. I also wonder how doable it is, since it would just be me, to pseudo-boondock much of the time, i.e., rely on my water and waste tanks, together with solar, and go to a dump station periodically. I don't know what the costs are for dump stations (also hard to find) and don't know how long I can expect to go before filling my black and gray water tanks, or running out of water in my reservoir tank. I tend to cook all at once and then save things for later. Power for a freezer unit would obviously be a concern there.
I guess finding locations is part of what I'm curious about -- this site makes it sound not so bad, though, and again, cheaper than what I'm used to: ***Link Removed***https://rv-roadtrips.thefuntimesguide.com/living-in-an-rv/
Is that link a bit too much pie-in-the-sky compared to reality?
donn0128 wrote:
Getting a loan on a used RV could be problomatic depending on your credit score. Add no permanent address and you may find your self out of luck.
This is an important detail. As far as I can tell, having a credit score north of 600 means you're pretty much okay there. Is this not accurate? In terms of address - I'll have a permanent address when I apply for the loan. It's unclear to me how they would even know, or why they'd care, what my address was a month or two later. I'd plan on signing up for a mail forwarding/scanning service with PO Box in Florida anyway.
Parking? Easy, lots of RV parks rent by the month. Depending on location and amenities monthly rent can run from 300 to a thousand dollars plus electricity.
I have no issue with $300/mo. Even $1000/mo is basically breaking even, inclusive of RV payments, with how much I'm dropping on a tiny amount of space in DC right now -- splitting a two bedroom for $1400.
I guess one question you need to ask yourself is.... how much internet band width do you need a month? Do not rely on park wifi. The best solution for most folks is cell technology and if your a heavy data user can get very expensive.
This is happily not an issue for me as work pays for both a cell phone and a Verizon MiFi already. I went into this counting on not being able to count on park WiFi :)
Motor home especially a used one could cost you thousands one time or another. 6 new,tires on a larger class A could cost you 3 grand easily. A transmission overhaul 5K could be a drop in the bucket. Do they fail often? No, but if your going to full time you need to have the cash available just in case.
Yes, I've thought about this. I think with any savings I have from this plan I will put a bunch of cash into a growing maintenance fund for exactly this purpose.
DrewE wrote:
Much of the time it is not less expensive to live in an RV overall than to rent an apartment. I won't go so far as to say that this is always the case, but RV living is not particularly inexpensive. RVs are not as energy efficient as houses or apartment buildings overall (particularly in relation to heating and cooling, due to comparatively poor insulation), though their small size can partly make up for some of that.
I'm an engineer, so this is an interesting engineering challenge for me :) I'm mostly a polar bear, so I plan on sticking almost entirely to Northern cities during the summer and the West Coast much of the rest of the time. But your point is well-taken.
Most campgrounds that have monthly rates are at least a few hundred dollars a month, and ones close to big cities are usually more expensive than ones out in the boonies.
Can you think of some examples here? Finding rates online is remarkably difficult. I also wonder how doable it is, since it would just be me, to pseudo-boondock much of the time, i.e., rely on my water and waste tanks, together with solar, and go to a dump station periodically. I don't know what the costs are for dump stations (also hard to find) and don't know how long I can expect to go before filling my black and gray water tanks, or running out of water in my reservoir tank. I tend to cook all at once and then save things for later. Power for a freezer unit would obviously be a concern there.
I guess finding locations is part of what I'm curious about -- this site makes it sound not so bad, though, and again, cheaper than what I'm used to: ***Link Removed***https://rv-roadtrips.thefuntimesguide.com/living-in-an-rv/
Is that link a bit too much pie-in-the-sky compared to reality?
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