starkruzr wrote:
I guess I'm not clear on the process here.
So,
1) I live in DC, have a permanent address there.
2) Apply for loan with said address.
3) Receive loan, purchase RV, registered to my DC address.
4) Load stuff into RV, leave.
5) Drive to Florida, re-register, obtain forwarding service, establish residency in Florida.
How after step 3 is the bank going to be involved again unless I stop making payments? Even when I re-register and the title notes the lien from the bank, so what? How does the bank have the right to tell me what my living arrangements are allowed to be? As long as they're getting their money, what's the issue?
Thanks again.
1) I live in DC, have a permanent address there.
1.1) rent private mailbox in the state that you want to domicile in. Sign the 2 USPS forms allowing them (the mailbox provider, aka: CMRA) to receive US Mail on your behalf and to sign for mail or packages for anything with "signature required".
To add to what Old Biscuit posted above, don't use the designator "PMB" in your new address. Use APT, #, UNIT. Your mailbox provider won't care as long as your box number is on the address so they don't have to look you up on the computer. It may help you to fly under the radar in places. I use: APT.
2) Apply for loan with DC address.
3) Receive loan,
3.1) you'll need some documents with your new address on them when getting your new driver license. Turn off paperless billing for cell phone bill and a credit card bill, and change the address on them to be your private mailbox. Do this at least one billing cycle before leaving DC.
3.2) purchase RV, Don't register it in DC. If bought from a dealer use the temporary plate. There is something called a "trip plate". It is for moving an unregistered vehicle over the road from point A to point B. There usually is a fee involved. It's something to look into. Here in WA Cruise America had me fill out a form for a 45-day trip plate when I told them I was going to register my MH in Oregon. I later changed my mind and registered it in WA.
4) Load stuff into RV, leave.
5) Drive to Florida, establish residency in Florida.
6) register the MH. Some states require proof of vehicle insurance before it can be registered.
7) register the car. Note, if you have the title some states have high title transfer fees.
