Having been in the people business for a very long time, and hearing many life stories. I am convinced. The truth is somewhere in the middle. Folks who, save everything, and do little to nothing, waiting for retirement, usually do not end up very well. And on the other end those who spend everything and save nothing, end up badly as well.
I believe it is a balancing act to enjoy life, spend some and save some.
It has been my observation many folks don't balance stuff, all that well. And often end up at one extreme or the other. Not everybody, but more than a few, go to the extremes.
So for me, I don't think the real issue, is, if you wait and pay cash, or if you buy on time. The real issue is, are you balancing your enjoyment of life and your money. After that, either option works, and matters little.
