,

I have a few friends and relatives who have been in serious car wrecks (none their fault), and they will almost do anything rather than get behind the wheel. In fact, one reason I'm looking at a short "C" or a "B" is a vehicle for out of town trips that is comfortable enough to pull over and allow use of bathroom facilities for a relative, but yet can park in most places come an event or festival. Phobias can be very debilitating.

I'm lucky. I've always been a cautious driver, just because I learned how to drive in a section of town where people would deliberately try to hit you so they could nail some insurance money. It isn't as bad as learning how to drive in Mexico or the Middle East, but it did teach about what to do if things happen at the worst time (car on the side of the road suddenly pulls out, motorcyclist is riding the breakdown lane when you are about to exit a freeway, etc.)