10 Reasons RV Vacations are Better
My wife and I put together a fun list for the Jayco Journal about "10 Reasons Why RV Vacations are Better." I thought some of you might enjoy it. What other reasons can you think of? I'd like to pu...
Forum Discussion
Crowe,
Not extremely lucky but rather a mind set adhered to when buying what's needed or some extra fun stuff. Not being inclined to keep up with the Jones or go overboard a spend money like a drunken sailor and pay thru the nose while being diligent with large down payments and as short as possible length of loans and then pay them off early. Now you have even much more down for your next major purchase and keeping the same level of payments that got you to is point means half or less length on your next loan. After a couple, you'll have the cash too!
Think of the interest you'll save and have the money with NO payments and still have the luxuries you need in your mind for you and your family. Those are memories you'll cherish forever and no one can take them away and at the same time lay the ground work lesson for your children in their adult life.
Where you choose to live can make a huge difference too. Some areas are awash with overpriced homes, taxes, constant traffic robbing issues eating your off work time and family/leisure hours, and fees for everything but breathing and that may be next. You make your choice and then pay the freight. Is it necessary the play the home poor game over and over? It's a huge drag on your usable incomes. Higher payments, insurance, utility bills, and deeper in debt and then the kids are adults and start their own lives and you still have the big home that comes with the big expenses. The same 2,000 or 3,000 sq ft home and yearly expenses can vary by 5 times + in yearly cost vs income depending on where in the country or local area it's in. If it's your choice to use a huge percentage of your income for that, so be it but then you'll have a very long time mortgage also and other thing will be not possible. It's the choice you made!
Nope, we don't live in a shack as it's a very nice 2800 sq ft walkout ranch home on a large property in a very nice neighborhood and great town area on Lake Michigan with superb schools and very low taxes and have owned it for 46 years now. It's been constantly updated inside and out and even added a large "toy barn" in 1986 for our "stuff" that's finished off to look just like our home. The toy barn is large enough and high enough to hold our 5th wheel, the TC, 3 boats, and all my yard care/snowblowing equipment and still fit a vehicle inside. Best thing we ever did to our main homestead. Been paid off for decades including all improvements as they were done cash and also freed money that allowed us to add other properties and things that earn money and we can sell when we want to. That was our choice and it works! Might not be someone else's choice though and we both will pay for the choices we make.
Everyones budget is different and some with low incomes seem to get a lot more out of life than some with very high incomes and I'm sure you've noticed that. Having taken many vacations using public transportation and staying in structured venues, my wife's working experiences in intense travel, and many with using an RV, there's not even a question as to what's the cheapest overall and the most enjoyable for us and that's why we RV and have no desire to fly anywhere and be holed up in one public used place and eating what's served until flying back and all at great expense.
I'm not telling anyone what they must do but rather telling that there's another side to the coin that's best when starting early in your adult life that can make so much difference. Sometimes one's eyes are so much bigger than their stomach or wallet and the results show!
Not extremely lucky but rather a mind set adhered to when buying what's needed or some extra fun stuff. Not being inclined to keep up with the Jones or go overboard a spend money like a drunken sailor and pay thru the nose while being diligent with large down payments and as short as possible length of loans and then pay them off early. Now you have even much more down for your next major purchase and keeping the same level of payments that got you to is point means half or less length on your next loan. After a couple, you'll have the cash too!
Think of the interest you'll save and have the money with NO payments and still have the luxuries you need in your mind for you and your family. Those are memories you'll cherish forever and no one can take them away and at the same time lay the ground work lesson for your children in their adult life.
Where you choose to live can make a huge difference too. Some areas are awash with overpriced homes, taxes, constant traffic robbing issues eating your off work time and family/leisure hours, and fees for everything but breathing and that may be next. You make your choice and then pay the freight. Is it necessary the play the home poor game over and over? It's a huge drag on your usable incomes. Higher payments, insurance, utility bills, and deeper in debt and then the kids are adults and start their own lives and you still have the big home that comes with the big expenses. The same 2,000 or 3,000 sq ft home and yearly expenses can vary by 5 times + in yearly cost vs income depending on where in the country or local area it's in. If it's your choice to use a huge percentage of your income for that, so be it but then you'll have a very long time mortgage also and other thing will be not possible. It's the choice you made!
Nope, we don't live in a shack as it's a very nice 2800 sq ft walkout ranch home on a large property in a very nice neighborhood and great town area on Lake Michigan with superb schools and very low taxes and have owned it for 46 years now. It's been constantly updated inside and out and even added a large "toy barn" in 1986 for our "stuff" that's finished off to look just like our home. The toy barn is large enough and high enough to hold our 5th wheel, the TC, 3 boats, and all my yard care/snowblowing equipment and still fit a vehicle inside. Best thing we ever did to our main homestead. Been paid off for decades including all improvements as they were done cash and also freed money that allowed us to add other properties and things that earn money and we can sell when we want to. That was our choice and it works! Might not be someone else's choice though and we both will pay for the choices we make.
Everyones budget is different and some with low incomes seem to get a lot more out of life than some with very high incomes and I'm sure you've noticed that. Having taken many vacations using public transportation and staying in structured venues, my wife's working experiences in intense travel, and many with using an RV, there's not even a question as to what's the cheapest overall and the most enjoyable for us and that's why we RV and have no desire to fly anywhere and be holed up in one public used place and eating what's served until flying back and all at great expense.
I'm not telling anyone what they must do but rather telling that there's another side to the coin that's best when starting early in your adult life that can make so much difference. Sometimes one's eyes are so much bigger than their stomach or wallet and the results show!
