"Who in their right mind..."
I did. I had a Dastun diesel pickup, 4X2, manual transmission, that could not be towed. So, because I did not have the several hundred dollars for a driveshaft disconnect, I got under it and disconnected the driveshaft every time I connected it to the motorhome.
That few minutes of "inconvenience" now and then saved me nearly a thousand dollars! At the time, it was quite worth it in my opinion.
Why is removing the steering lock pin a "Bad idea"? Many people do it, either by cutting it off or simply removing it. Many (if not most) new vehicles do not have a steering wheel lock, so apparently "they" have discovered that it really isn't all that necessary. When "they" removed the "OFF, Not Locked" position from the ignition switch, removing the pin seems to be the logical answer to the steering lock problems!