I started driving in 1958. I got my first 4X4 in 1970.
Y'know, all those years when I had 4X2 vehicles, mostly with open differentials, I got along just fine, even in fairly harsh, snowy Montana winters!
When we were full timing in a 32 foot fifth wheel, my tow vehicle was a one ton diesel dually 4X2. Of course, I had good traction tires on it, front and rear.
These days, our car is a front wheel drive 4X2. W3e drive it all winter, no problem.
My truck is a 4X4, mostly because that is usually all one can find. It also replaced a Jeep Wrangler and the one ton.
I very rarely put it in four wheel drive. I learned long ago, after a 2 foot snow storm, that pickups have no weight to speak of on the rear axle. In the winter time, I always run with at least six 60 pound sandbags in the bed of the truck.
So, OP, do YOU need 4X4? I really don't know, that is a choice only YOU can make.
Choose well.