Unfortunately in Canada, mortgage interests are not tax deductable. :(
Also, I won't be looking for any financing (unless if they offer something significantly cheaper than a market rate) since we will be selling our house which is fully paid off. The remaining amount will be invested until the time when we give up full-timing.
In my case, I do need to count the toad cost since I am looking for a total cost of ownership. If I go 5th wheel route, I will not be buying another car on top of the truck.
