spud1957 wrote:
That's obviously correct. Not what I asked though. My question was if someone steals it.
Like the original question...or comment I guess since he isn't listening.....it depends on the specific circumstances.
Your insurance should cover it UNLESS they can show that your friend was actually engaged in a business for hire. In that case, it could get complicated.
If he was just doing you a favor......OR nobody can come up with any evidence that he had an "RV washing business" on the side.....then your comprehensive insurance should cover it. They might not even ask why it was there.