gbopp wrote:
I want to retire but, raising 10 & 13 YO grandsons kind of ended those plans. If you like what you're doing and are happy, don't retire.
I have 8 and 11 year old KIDS!!! and I retired 6 years ago (June 1, 2009)as a law enforcement officer and DH retired from teaching 3 years ago (July 1, 2012). Health insurance is the most costly of our expenses.
We LOVE retirement and stay busy all the time. I am able to do volunteer work at the school during the school year, I volunteer for many projects and committees at church (chair one program) and then we camp host in the summers. We have several rental properties and DH takes care of those during the fall, winter and spring and we hire our nephew to trouble-shoot any problems for us during the summer. We do lots of preventative maintenance during the winter.
We camp host at a state park about 25 miles from home during May and August and currently at a state park in Maryland during June and most of July. July is when we also "vacation", usually in the RV, if we need or want it.
This year, we went to Disney and Universal in April, so there will be no further vacation this year.:(
Our expenses are still about the same if we are on the road or if we are at home. I cook the same meals, we have the same bills but our fuel bill is a little more due to traveling to and from our hosting spots. It's pretty nice to be able to spend in excess of 100+ nights in the RV and get to deduct the traveling and time from our taxes at the end of the year.
Now, if I could only figure out how to take the RV off of my taxes, we would be set. :C
I can't tell you how great my retirement has been so far and I look forward to many more years of it.