Interesting dissertation, mostly factual. Lets just assume you just want to enjoy the RV experience and are willing to put up with a little maintenance on your own. Forget the dealer, they are just sales rooms with garages built on to give the impression they are in the service business for what they sell. Then find any RV you like "do not finance", then go out and have a good time. I never realized any monetary return on going to a ball game, sporting event or the theater. You will not on an RV either. Just enjoy and build memories.