Buy now and finance or wait and pay cash
Hello All! I want to full time when I retire in 6 years. Wanting to hear your opinions on whether I should buy something now and finance it or wait until I retire and pay cash. If I finance it ...
Forum Discussion
Full-time RVing forum?
Buying/financing one now:
In six years, motorhomes will be more expensive. Interest rates could be higher, so cost to purchase may be higher.
Quality may not be as good in 6 years, as it is now. This has been debated regularly for all makes and models forever. Newer is not necessarily better.
In six years if you buy now, you'll have had a chance to meld with your rig, and you'll know every little idiosyncrasy it has, and they have many. It will be like an extension of your body if you buy it now, which can be an advantage when you're "out there". You may be able to handle problems better, because you may have had the same problem already.
Waiting:
Newer technology may be available to make camping easier. Better batteries, solar charging, construction, better chassis options, AI operational assistance, who knows what etc.
Warranty may still help with repair issues, if you buy a used rig with some transferable warranty left.
I'm still thinking.......
Buying/financing one now:
In six years, motorhomes will be more expensive. Interest rates could be higher, so cost to purchase may be higher.
Quality may not be as good in 6 years, as it is now. This has been debated regularly for all makes and models forever. Newer is not necessarily better.
In six years if you buy now, you'll have had a chance to meld with your rig, and you'll know every little idiosyncrasy it has, and they have many. It will be like an extension of your body if you buy it now, which can be an advantage when you're "out there". You may be able to handle problems better, because you may have had the same problem already.
Waiting:
Newer technology may be available to make camping easier. Better batteries, solar charging, construction, better chassis options, AI operational assistance, who knows what etc.
Warranty may still help with repair issues, if you buy a used rig with some transferable warranty left.
I'm still thinking.......
