Can I rent your RV?

DarkSkySeeker wrote:
My friend asked me if she and her boyfriend could rent my RV. They are both 60+ and capable. I don't know him, but I know her. She is responsible and I trust her with life's issues, but my immediate thought was "NO!".

I don't owe her any reasoning, but my reasons are the wear and tear on the unit and general risks. This especially applies to the likelihood that something will happen to it while on the road, just as something likely would happen to me while on the road. Then in my mind the RV, our relationship, and my obligation to deal with any issues resulting from their use would ensue.

I'd think insurance alone would be enough of a reason. If they "borrow" it for free, they *might* be covered under your policy (which means any insurance claims will be against your policy, even if it's their fault).

If they rent it, then your regular policy would almost certainly not cover it. You may say "Well we would tell the insurance company they borrowed it, not that they rented it", but if something bad happens like a blowout and they run off the road and get injured, then when they sue you and/or your insurance company to pay their medical bills, then the rental payment may be revealed. Even if you're certain that they wouldn't sue you for any reason, their own medical insurance may sue on their behalf to cover the medical claims.


If you really want to do this, check with one of the RV Share rental places to see what their insurance requirements are, and maybe list your RV with that site and have them rent through there so you're covered by whatever liability insurance the rental site provides.