Can I rent your RV?
My friend asked me if she and her boyfriend could rent my RV. They are both 60+ and capable. I don't know him, but I know her. She is responsible and I trust her with life's issues, but my immediat...
Forum Discussion
dedmiston wrote:rlw999 wrote:
I'd think insurance alone would be enough of a reason. If they "borrow" it for free, they *might* be covered under your policy (which means any insurance claims will be against your policy, even if it's their fault).
Not to be nit-picky, but if they rent it (signed contract + rental payment), then it will be covered under the renter's liability policy just like a rental car. It's a scenario that most people don't understand, but typical liability policies cover rentals. The renter's liability policy covers damage to the trailer as well as damage to any other parties (property damage and/or bodily injury) according to the renter's policy limits.
Having said that, renting out an RV sounds like a horrible idea to me.
Not all car insurance will cover a rental car, and may provide less or no coverage for an RV. And unlike a rental company that has an air-tight contract spelling out their liability, someone renting an RV to a friend has no such contract. If there's a catastrophic accident, I'd still expect the renter to come after the owner and his insurance.
