We're planning a trip to the UP of Michigan and into Canada for a day or two. How does this work if one of us, say, breaks an arm or such? We're from the US, have insurance and all, but I believe Canada is on a government type sponsored system. What's the protocol for receiving medical attention when out of country?

Canada is a very modern country with first class health care available to all. Just like in the States, you can go directly to a hospital in an emergency. You will be expected to pay for any health care you receive while in Canada. Your US insurance most likely will not cover you in Canada. You can buy trip insurance that will provide coverage, but for just a "day or two" it probably is not worth the expense.

You need to purchase some Travel Insurance. An American visiting Canada or a Canadian visiting the USA, both require Travel Insurance while in the other country.

You need to buy travel insurance for those days when you will be in Canada. Like in the US the hospitals here know how to bill you!! Anything serious and it will not be pretty. Been there (and fortunately had travel insurance!!) :)

Rather then listen to Internet "X" perts, call your insurance company and see what your policy actually is.Mine covers any emergency visit in Canada, Japan, Korea or (most) of Europe.

n7bsn wrote:Rather then listen to Internet "X" perts, call your insurance company and see what your policy actually is.Mine covers any emergency visit in Canada, Japan, Korea or (most) of Europe.Kind of what I think. You are insured no matter where you go. That is what you pay for. Why would they care what country you are in?

Canadian Health Care | Good Sam Community

n7bsn
Explorer
Sep 02, 2016
Rather then listen to Internet "X" perts, call your insurance company and see what your policy actually is.

Mine covers any emergency visit in Canada, Japan, Korea or (most) of Europe.
You_can_t_take_
Explorer
Sep 01, 2016
You need to buy travel insurance for those days when you will be in Canada. Like in the US the hospitals here know how to bill you!! Anything serious and it will not be pretty. Been there (and fortunately had travel insurance!!) :)
Harvard
Explorer
Sep 01, 2016
You need to purchase some Travel Insurance. An American visiting Canada or a Canadian visiting the USA, both require Travel Insurance while in the other country.
DownTheAvenue
Explorer
Sep 01, 2016
Canada is a very modern country with first class health care available to all. Just like in the States, you can go directly to a hospital in an emergency. You will be expected to pay for any health care you receive while in Canada. Your US insurance most likely will not cover you in Canada. You can buy trip insurance that will provide coverage, but for just a "day or two" it probably is not worth the expense.

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