With no HOA collecting dues to pay for an attorney, it will be up to an individual or a group of individuals with legal standing to bring an action against you. It’s been my experience that when it comes time to cough up money for retainers and other up-front costs, 99% of the complaining neighbors will run for the hills and hope somebody else steps up and defends their interests. Even the ones that will initially sign on and contribute money to get the process started will start bailing out as the costs and risks to their wealth and savings mount. I wish it wasn’t that way, but having been in the position of fighting a zoning violation that directly affected dozens of homeowners, and then having to proceed with just TWO neighbors to share the costs, that is my opinion of how things like that are going to go.
Neighborhood covenants and restrictions are only good if they are being enforced. No municipality has a Department of Neighborhood Covenant Enforcement. If they aren’t being enforced, and haven’t been for decades, they aren’t worth squat. Local zoning laws and ordinances are what will be enforced by your local City/County Code Enforcement department.
:):)
