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Beaker's avatar
Beaker
Explorer
Dec 15, 2014

credit card limit

On a recent trip I tried out a new Nationwide credit card.

At a couple of gas stations saw signs on the pumps spelling out money limits on certain card.


One station stopped at $75 but would not retake card.
At one station stopped at $75 but let me run another $75 after rerunning card.
At a truck stop ran over $175 and did not stop.

Has anyone been able to have their credit limit upped when using it for fuel?
  • It depends on the station. I use one card for fuel. Some pumps stop at $75 and some at $125. If I need more, I just run it again.
  • Most fuel station pump limits are set at whatever amount the CC company will reimburse for accepting a fraudulent card.
  • I carry a MC and a VISA. Before I hit the road in the RV I call the number on the back of the card and tell them when and where I'll be traveling. It doesn't eliminate all of the automatic pump stops, but it helps at some places.
  • When I use the card as a debit card I get cutoff. Used as a credit card does not get cutoff.
  • It depends on the gas station. Most will cut you off at $75 because that's how much the average soccer mom uses, and it minimizes loss due to fraud or drive-offs. Some might allow another swipe, some don't. I've encountered a few with a $90 limit, and few that I've not found a hard stop with.
  • The easiest way if for one of you to take the credit card inside before starting the pump.

    A couple of years ago when going north through Canada, the card would lock up after two uses at the same pump (100 gal fuel tank). Either had to take it inside, or call the credit card company when we got within cell range and tell them to stay on the line while we filled up to prevent the card being locked if a cashier wasn't available at night.

    Bill
  • It's usually set by the gas/fuel station corporation through the "point of sale" (POS) system. It's a way for the corporations to limit losses through fraud. No way to up the limit amount. Truck stops will have higher limits on the truck islands.

    It's a pain and now the stations are adding $.10 per gallon when you use your credit or debit card.

    Guess we need to begin carrying large amounts of cash....

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