Credit Card Security

JJnLilly wrote:
"Every time I've reported a fraudulent charge on my debit/credit card the bank has IMMEDIATELY cancelled that card and " they will send a new one out by mail within 2 weeks" which means I am without credit for that long and it's a SUPREME hassle as EVERYTHING is set up to come out of that card: utilities, phone, reoccurring payments, insurance, etc.

I can't IMAGINE how frustrating that would become if I were on the road and suddenly had no CC for gas, emergencies, etc. for up to 2 weeks. Don't your banks cancel the CC in question?"

The very reason we carry two different cards and we each (DW and I) have separate ones that go to same account from our bank. That way if mine gets hacked, stolen or lost we have hers to use.

Last year just before I left on a camping trip I realised my wallet was missing. No fraud involved just gone with the wind. We were leaving on a Wednesday morning and I notified my c/c companies and bank on Tuesday afternoon. American Express mailed my new cards to the campground's office and called me when it was received; took about 2 days.
My MC and bank card (both issued by same bank) were available for pickup Wednesday morning from a local branch so I left my home area w/ them in hand. Could've had my Visa card delivered to a near the campground post office and picked up via General Delivery after showing proper ID. Opted out on this option since I rarely use the card so they mailed it home.

Check with your c/c companies and bank for lost/stolen procedures before ya go so you and avoid longterm problems w/o a card.

As for fraudulent use of c/c, like some others, I use American Express almost exclusively and they are great at contacting me if needed or when I dispute a charge.