Crooked dealer headed for jail

They are tied together. You have to have proof what you are buying does in fact exist or the bank won't make the loan. The paper work goes to the bank to have a lien added to it & then is sent off to be titled. After the title work is done & you receive it, you will see where a lien holder has been added to the title. Of course if you go through a loan shark they don't care about a title. They just break your legs if you miss a payment:).