So a bit of grace here for you, unlike me or others, you may have not dealt with odd dmv or insurance issues in the past.
But in the state of FL you do have a few problems if you don’t have insurance. You should have already received a notice from the dmv revoking your plates and suspending drivers license for no current insurance on file. FL is tough on this unlike any other state I’ve dealt with.
Get tough w/ Progressive or find new insurance immediately or you’ll have issues with the State, whether it’s parked or not.
call the Farm Bureau. Great rates. Beat Progressive and others on my sons car.
This ain’t a dealer issue though. And you’re mostly right that you will have legal issues in Florida if you don’t get your insurance handled.