Forum Discussion
dspencer
May 13, 2015Explorer
cchristanis wrote:
For those of you who have financed with essex (or other companies), did u pay a closing/processing fee? Just got approved for a loan today at 4.59/10 yrs (it's the American way :) for a 2013 torque 301 about $27k. it's in excellent condition at ballards camping center in hamburg ny. They want to charge me $495 for processing/closing fee. Wth, it's not a house. is this negotiable? Or any chance they would waive it? I have excellent credit.
I just financed mine through a credit union last year and they had zero closing fees. Now with that said i'm in the car business and on a few occasions we run into a couple of our second chance lenders that will charge a fee however that is for subprime credit and it doesn't sound like that's the case for you with that kind of interest rate.
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