Never go by what an extended warranty brochure says - they promise a lot and it looks like they cover everything but they don't detail what they don't cover and when they won't cover things. You want to see the actual contract agreement. Good Sam does have theirs for download on their website. Read any one of these carefully and then decide if it is worth the monthly cost. Also most coincide with the manufacturers warranty and for as long as you have the regular warranty the Extended Warranty cannot be used - so you are paying for a plan that does nothing until your regular warranty is up. Many plans charge a lot more to start them after the regular warranty is up because then they have to pay if something needs repair.