Exterior repair cost
So, while the outlot between our house and the neighbor's house was being mowed, a rock flew up and hit our camper, creating a hole the size of a silver dollar or so, and also the rock is still stuck ...
Forum Discussion
You say the neighborhood is still under construction which usually means that the developer is still in charge of the HOA and it will be his insurance that will be paying the bill. I would submit the claim to the HOA and only escalate to your own insurance if they give you a problem. I doubt they will have any issues with paying the bill.
