Thanks for the replies folks. As stated earlier, the DW and I each take ONLY 1 scrip, and both are relatively inexpensive, so not a big deal. When I see something FREE that saves money, I want to better understand the situation. What little I have learned is that pharmacies make a small payment to these companies as they are viewed by them as gatekeepers. The 2 scrips I priced thru 1 of these companies provided NO savings, BUT a price increase for one. I guess it makes sense for the pharmacy to pay gatekeeper fees if the card allows them to charge more.
Corky, I attended many FL SHIP programs with my late brother in law
in 2010, the year before he turned 65. Prescription drug coverage was a key issue for him. Celgene's 'Revlamid' was VERY expensive and SHIP helped him immensely to find the right part D coverage. I strongly believe that state Medicare SHIP programs are a must for those approaching Medicare age, and those contemplating making changes within open enrollment.
And thanks for the welcome to Medicare wish. We've been private payers for 9+ years now, and have felt the financial pain from ACA.