I'm new here, 65 and on a low fixed income. I agree with Cummins12V98. What I have seen on this thread is lots of people that are out of touch,and also lots of people that have great retirement and investments.Those,as in the last, will not be affected much. Upgrading Motor homes and big rv's is probably logical,with the low interest rates,but others,buying and upgrading, buying a second or vacation home,new vehicles,boats and such,I feel are in for a rude awakening. Heck I never see people here talking about heating, or grocery prices? ALL heating,oil,ng,lp are up 30 to 38%, electricity soon to follow. NG and LP may double this winter,according to the industry people. I see people trading in their 2 year old vehicles,claiming they got 2k more than they paid for it,with no consideration to how much the new one they got was marked up. My bet,from life experience, is by end of next year,possibly sooner, we will see "fire sales" of rv's vehicles,toys like boats and utvs,etc, and vacation homes. And many will lose these things,yet still have payments,on the loss. Possibly a flip in the House may save them. That is my observations.