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rtaylor0830's avatar
rtaylor0830
Explorer
Feb 25, 2017

golf cart insurance

Just wondering who you guys insure your golf cart through when the campgrounds require it and how much does it usually cost.

17 Replies

  • Mines insured thru progressive. Separate policy. $138 yr. I did have fire & theft on it for a couple yrs, and if I recall correctly, it was around $250.00.
  • I have the same coverage on my golf cart that I do on my truck and it is a hair over $100/year. Too much potential now days for lawsuits from everybody not to have at least liability. It is a separate policy.
  • I can`t help you with a golf cart, but our snowmobiles are a total of $150 a year. I think I was told by a couple people I know with carts in campgrounds that its very cheap, less than $100 a year. Its usually a separate policy.
  • rtaylor0830 wrote:
    NYCgrrl wrote:
    rtaylor0830 wrote:
    Just wondering who you guys insure your golf cart through when the campgrounds require it and how much does it usually cost.

    If you can add it onto your homeowners' insurance the additional cost should be minimal...say maybe a total of 10 bucks annual.


    I have heard many campgrounds won't accept homeowners because it wont cover it when its off your property

    Really.....didn't know but would think it depends on how your homeowners' policy was written, not that campgrounds refused it out of hand. To me it's much like having an accident on your bike at a campground or even car. Which makes me wonder if a golf cart could be added to your automobile insurance instead.
    Sorry couldn't be more help.
  • NYCgrrl wrote:
    rtaylor0830 wrote:
    Just wondering who you guys insure your golf cart through when the campgrounds require it and how much does it usually cost.

    If you can add it onto your homeowners' insurance the additional cost should be minimal...say maybe a total of 10 bucks annual.


    I have heard many campgrounds won't accept homeowners because it wont cover it when its off your property
  • rtaylor0830 wrote:
    Just wondering who you guys insure your golf cart through when the campgrounds require it and how much does it usually cost.

    If you can add it onto your homeowners' insurance the additional cost should be minimal...say maybe a total of 10 bucks annual.

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