I use two credit cards and a debit card when traveling. On my Cap 1 account, I set the alerts to notify me of purchases over $200 and for international purchases. In addition, I notify them of my travel itinerary which includes trips to Canada. Never had a problem.
The other card, PenFed, I got just for fuel purchases. I notified them of my itinerary last year, including travels into Canada. I was a bit surprised to find $10,000 in charges from several European locations. No notification from Pen Fed as to suspicious activity, no lockdown. I found out by checking my account. All the charges were nullified, but I will not use PenFed in the future.
Another poster is correct in that the CC companies are not our parental units; however, sometimes, mother does, indeed, know best.
GM
