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old_guy's avatar
old_guy
Explorer
Oct 08, 2013

health insurance

well it was bound to happen sooner than later. DW retired because of health problems, she has MS, and the school dist will pay for her insurance until she reaches 65. BUT, in the wording of the contract that means she is only covered and I loose my coverage for eye glasses and dental. I have fed blue cross and they don't cover those needs. so I thought I would look around for a supplement insurance. found out if I got one of the supplement insurances my blue cross would be canceled out and gone. don't think I want to do that, even the lady on the phone told me not to do that. might have to look at federal plans during open season this year, might have to go to another plan. this getting old stuff is for the birds. like retirement, just don't like all the side effects.
  • We each have Medicare and a supplemental Plan F. We have been able to get healthcare in all the states we've visited with no problem. I think the REAL problem with Medicare is that fewer and fewer doctors are accepting new Medicare patients.
  • PennyPA wrote:
    We each have Medicare and a supplemental Plan F. We have been able to get healthcare in all the states we've visited with no problem. I think the REAL problem with Medicare is that fewer and fewer doctors are accepting new Medicare patients.
    .

    You nailed the real problem. The better quality doctors can go the private pay route only, work fewer weekends and have better take home pay vs working for ACA, etc covered patients. Quality medical care in the future I expect will be determine on our bank accounts and not health care insurance we have.
  • Don't forget that the insurance companies are not charities!! Most dental and vision insurance plans are just dollar swapping with the ins. co. getting their cut. Put the premium cost away yourself and you will probably work out OK. This is what I tell my clients.
  • We got the notice last week. Our Co Insurance through Wife's former Employer will be going up over 800%. Insurance Companies are lobbying to keep Obama Care.
    It should not cost us anything. Wife worked over Forty years just like a lot of Folks under contract. The Retiree Health Fund many millions, far more than would ever be used by the Retirees.
    Thanks to lobbying by Wall Street many years ago, now,I've forgotten the years. AT&T took it and put it in the CEO and other Officers and huge voting Investors pockets. They stole the money, simple as that. It was now illegal but immoral and no different than using a gun and holding them up.
    Tomorrow I go for three appointments EMG aand MRI and Dr and with an understanding they won't do anything about my rutured disc and nerve and muscle problems in arms. I've twisted my right knee and toe the Miniscus and the left one has been rough for a long time now. Last Dr wouldn't look at the MRI of it. so many things have happened. I have no friends at VA it seems. I am thinking of staying in bed and jus spend the rest of my time in the house on the couch and in the bed and as I can get around. I can't handle any more of the game whatever it is. They won't send me outside to look at the knees and won't se me for ten weeks with the same Dr that wouldn't look at the MRI last time. I'm now using a walker but right arm and hand won't let that continue. So a wheel chair when it gets here except for periods when the knees aren't inflamed or feeling like they will be shortly.
    I hope whoever is doing this gets a good night's sleep. I'll be awake for him or them and many more nights. Wish me luck

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