Health issues on the road

I hadn't heard of the satellite beacon, great idea. Thanks.
Not my first stone. Many over the years but this is the third this year, they don't usually come so close together.

Try moving to -or asking in- the....

"RVing With Disabilities and General Health Issues" Forum

;)

ken56 wrote:
What good is a health insurance plan if it will not cover you when traveling? I thought most did extend coverage beyond the state one lives in.....why?.....because people travel.

If you're not on Medicare, then depending on your plan, you may only have access to Emergency Room services when you're out of your home state. Even in this case, you may have a sizeable ER deductible.

Other plans may require you to pay some or most of any out-of-network services you use.

Still other plans have nationwide networks you can use so that you won't have to use out-of-network services.

ken56 wrote:

I am fortunate to have a good plan . . .

How do you know that?

Being retired military and with Medicare as our primary, we don't worry about healthcare while traveling full time.

We both have some long term issues, but they are well controlled.

However like most full timers, our travel plans revolve around being near our doctors twice s year.
The
Sometimes the Lord gives us challenges. After a round of Dr visits near Dallas, we headed west for winter in Southern California. Traveling through Utah in Nov, the wife developed an infection (female UTI). We got her treated at a local hospital ER.

That didn't solve it. So in Las Vegas the USAF admitted her to the Nellis AFB hospital for intense antibiotics. Seemed to clear up. Went on to theSam Diego area for Christmas/ New Years. Infection comeback in early Jan. US Naval Hospital Balboa recommended two options. Plan to stay in San Diego for several months while they worked with her, or take her back to Dallas and her regular doctors.

We went back to Dallas for two months of doctor visits and they found the problem and fixed it.

Our long term plans have always included the possibility that health issues will eventually force us to change plans and likely stop traveling.

But we intend to enjoy traveling as long as we can.

The doctors will be the ones who tell us when we have to stay close to them.

If you have chronic/ long term conditions, your doctor is the person you need to talk to first. Is your health really compatible with your travel plans?

An amazing number of travelers get regular services like blood tests while traveling. The wife's eye surgeon arranged every two month exams / testing with a local doctor while we spent six months volunteering in CT.

I know one fellow who enjoys spending three months in the Rio Grande Valley every winter that last year, he would have someone drive him back to Dallas every two weeks for chemo. Lot of time on the road and costs, but he enjoys the time in the RVG.

One thing no one has mentioned yet is a Satellite Emergency Locator Beacon (SPOT, etc. -- available from REI or other outdoors outfitters).

I thought there were items like this available. I think this is a great idea.

One of the nice things about the USA is we have fairly good to excellent hospitals dang near EVERYWHERE. And many walk-in Clinics as well.. My Primary happens to double as a walk in clinic (I see Dr. Columbo by appointment but he, or generally his PA's, take walk in.. I credit one of his PA's with the fact I'm sitting here typing instead of pushing up grass in White Chapel by the way. (That's a cemetery folks).

Now what happens if I'm "Stuck" a thousand miles from home?.. I get a back up health care plan in palace and I did

What happens if I have an EMERGENCY health wise a thousand miles from home?

Well.. First there is the ambulance trip to ye-old-body shop (hospital) Now, odds are my insurance may not pay for all of it.. So if there is any left over billing.. I send it to MASA (Medical Air Services Assc) out of Flordia and they pay it.. Yup, I have the Gold Card.

And if I need "Long term" care.. Well they will send a transport (Ambulance0 to take me to a nearby airport. a private JET to an airport near homne. and another ground transport to the long term care facility..

OH, and a porter to drive the RV home.

What happens if I die? Well the destination of the 2nd ground transport changes..

IN my wife's case. Since we have decided on Creamation, Which I had done near the point of death (easier) MASA paid for my Expenses drivig her "home" (Gas for the RV) .


Was not much (Less than $500) but had I ask they would have flown her ashes to White Chappel.

Great day man hit the road, don't let the what if's rule your life. My wife is 78 and in the 4th stage of kidney failure she's always in pain. I'm 79 I've had two heart attack's we still full time and have fun. just spent some time where we had no phone service.
One of these days will come but we'll keep moving until then.

don't let the what if's rule your life.

Exactly. There's being prepared and there's being paranoid. I'm 56 now but at 45 had a near fatal bout of congestive heart failure. Doc restricted the altitude I could go to for fear of HAPE (High Altitude Pulmonary Edema) to a max of 3500 feet. Then 5000. Then 7500 not all that long ago. What I never told him is I didn't completely listen to him. Wasn't crazy-stupid but pushed myself a bit. My husband, son and I had a discussion and we decided as a family that worst case scenario I'd go home in a box. It would suck for them but I wouldn't have a clue. I'd rather be in that box than sitting quietly on the couch, wishing. Again, it's prepared vs. paranoid. Go enjoy yourself.

Crowe wrote:
I'm 56 now but at 45 had a near fatal bout of congestive heart failure.

What are you using for health insurance?