wrgrs50s wrote:
Why not just tell the dealer you'll meet in the middle and it's 15K for my trade in or I'll go elsewhere and be done with all the figuring. Any way you skin it, it all comes down to what you want to do.
If your prepared to walk, most likely you will get a call within a few days that the management decided to work the deal. it's difficult when you find something you really want, but you'll be surprised with the outcome from a stern negotiation.
Just recalled a complication with this scenario. The $13.5k trade in keeps me just above $50k balance, which is a lower rate from GoodSam.
Below $50k and the rate jumps about 3/4 of a point. I remember running those numbers and seeing that keeping it above $50k is like free money.