Don't know how to answer this. I expected a lot of unexpected costs. And I got them. Things like falling off a ladder when limbing a tree. So I could get the 5'r in the driveway. Actually the fall was free. But the broken ankle hit my deductible. Then there was to damage to my truck, when backing into the driveway. Driver side wheels sunk into the mud and tweaked the bed rail. $860. Add to that the damage to the truck when I backed into a parking meter at night in Lajolla, CA. Rubbed my awning on a tree. Cut a corner short and scrubbed the side of the RV on a stop sign. Broke a leaf spring in North Carolina. Ensuing damage...$500 deductible. Multiple blown tires...lost count of damage total. But last set of replacement tires was over $1000.
I gotta stop. Starting to get a little "emotional."