How Long Should I have to wait for a title??

JALLEN4 wrote:
It would not be without precedence that an owner financed a unit personally. I have done it. If you are looking at a deal with a substantial profit, a large down-payment, a high interest rate, and a buyer you feel confident you can find it can be a good investment.

As long as the OP has possession of the RV and has the paper trail proving the payments made, there is little chance he will not get the title eventually. It is a little tacky for it to take this long to finalize the payoff but there could well be complications we are not aware of.

True, but even in those rare instances, the vehicle will be titled to the individual and the dealership (or another entity the dealer owns) will be shown as the lienholder. You wouldn't make the check out to the dealer himself, in the dealer's name. The dealer's accountant would scream bloodly murder if the checks were coming in under the dealer's personal name. It would be a nightmare sorting out personal and business dealings and a grand invitation to an IRS audit.