Hurricane Michael Florida Coast RV'ers
I sure hope most of the snowbirds and full timers have not left early for Florida. Michael is due to hit the panhandle dead on as a Cat 3. Rock Crusher, Crystal River, Cedar Key are all VERY pop...
Forum Discussion
wanderingbob wrote:
I am sitting here also in the Appalach Forest 30 miles from the coast , been thru many , many Canes in Florida and the Carib . What I have learned after 75 years is that a hurricane does and goes any where it wants ! You either run or you hunker done .
The mistake is that we still allow construction in the catastrophic areas !Be it Canes or floods we still allow construction .All home owners in Florida subsidize insurance for homes and business built in and on coastal islands .
X2
You got that right!!
And we ALL pay for those homes along and right smack on the coast. They amortize the costs. The insurance companies add up all their costs to rebuild these homes after each hurricane and "OUR" insurance rates go up. More hurricanes per year the more your insurance rate goes up. :(
Last year citizens insurance revamped their whole system. They found thousands of home owner policies that did NOT qualify for Citizens insurance and booted them out of their system.
And each and every one of them all screamed and moaned about it. You built a million dollar house on the coast? Well pay the dang correct home owners insurance rate for it.
And they also added a "miles from the coast line" disclaimer. Anyone within x amount of miles from the coast can not be insurable thru Citizens.
Hopefully over the next several years our insurance for those of us inland will return to a normal rate policy once we stop having to pay for those million dollars homes on the coast when they get destroyed by a hurricane.
