Insurance- Needing Commercial if Used as Office?

Not only talk to your agent...but get the answer in writing, so they don't forget when there is a claim.

...but...if it's wrapped, it's going to be pretty obvious that it's being used for commercial purposes.

We often work remotely while in the RV but if there is an issue, there is nothing to indicate it's being used for business. Wrapping or remodeling for a dedicated work office, makes it a lot more likely they catch on that it's commercial use.