Has anybody had to pay more than standard excess for replacement of rubber membrane after it was ripped by a tree, my insurance claims depreciation for age. Frank
We have not got a policy that states new for old but it is a agree value policy for $85000 not a depreciation policy , I don’t consider a roof as a wearing part, the membrane can be 50 years old and still be ok if looked after. The FW was inspected and walued at $80000 1 year ago and found to be in good condition. Frank
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