Insurance for others for my RV?
If I was lending my RV to friend for a trip, is he covered under my insurance? What if he's paying to use the RV? does that change anything? Do I need a different policy or to have him find get ...
Forum Discussion
What kind of RV? Insurance issues are quite different for towable and self powered vehicles.
After that, it depends on details of your policy and the other person's policy. Most drivers have liability coverage for anything they drive, but with limitations that will keep you from being fully protected. Some collision policies cover loaning a vehicle, others do not.
Getting paid changes everything, for you, not so much for the other driver. You would need a whole different class of liability insurance, might have difficulty getting any comprehensive and collision. Rental companies use the contract to protect themselves (just read one for any vehicle rental) then try to get the customer to buy additional insurance for the occasion.
After that, it depends on details of your policy and the other person's policy. Most drivers have liability coverage for anything they drive, but with limitations that will keep you from being fully protected. Some collision policies cover loaning a vehicle, others do not.
Getting paid changes everything, for you, not so much for the other driver. You would need a whole different class of liability insurance, might have difficulty getting any comprehensive and collision. Rental companies use the contract to protect themselves (just read one for any vehicle rental) then try to get the customer to buy additional insurance for the occasion.
