Insurance pay for plugging into the wrong power sorce?

Part of the reason to buy insurance is to have a way to pay for dumb mistakes. That includes people who have homes in flood plains or in tornado zones or in areas subject to wildfires or hurricanes. It includes people who have guns in the house that get picked up by children and someone dies. It includes people who burn their house down when they fall asleep while smoking. It includes people who get struck by lightning because they were trying to get on higher ground to get better cell reception. It even includes people who are obese and have as a result have diabetes and stroke or heart disease.

The deductible is to prevent people from filing claims for small mistakes that cost a lot for the insurance companies to process the paperwork. If it is more than the deductable then your friend should file the claim.

The type of car you drive will affect your premium. Vehicles are rated according to the make. The age of the car and mileage is also a factor when determining rates.

My insurance company was very good about covering several major comprehensive claims on our two TTs and the MH with only several small raises in annual premiums. That is till I made a small claim and said that I thought that I had hit a MAJOR gator in the road and dented the crossover pipe under the motor and also shoved it back into the oil pan and they called it a collision claim. It was the straw that broke the camel's back and they dropped my comprensive coverage,even tho it was only $200 and my deductible was $250. Well, I called them and cancelled all of my vehicles and went with the same company that God Sam uses and it only cost me an extra $10 a month.

Good to know.

Sport45 wrote:
I wouldn't think it possible to plug a 120V cord into a 220V receptacle. Is there a receptacle that is allowed to be used for either voltage?

30 amp RV vs 30 amp welder outlet - same plug except both of the angled blade slots are 120v on the welder outlet.

I wouldn't think it possible to plug a 120V cord into a 220V receptacle. Is there a receptacle that is allowed to be used for either voltage?

jspence1 wrote:
Yep insurance will pay, if they didn't cover stupidity nobody would ever get a dime. I have yet to see a car accident that wasn't caused by stupidity.

Indeed. Your insurance will protect you from your own negligence.

M GO BLUE wrote:
I would check every electronic appliance or device in the MH...I bet more than just the microwave is fried

On the money. Better check the charger and converter and any monitors that were running!

Covered loss.

Worth filing a claim for it or not is another thing entirely.

paulcardoza wrote:
Duh......... If you "accidently" burn your house down, would you not file a homeowners claim? Sheeesh!

Yes I would.. If I did it on purpose, then filed a claim I would end up in prison.