Buddy of mine just purchased a new to them motor home. Went to look at it and the said the micro wave went up in smoke. They had plugged into their garage plug in the was wired for a 220 welder. Oops! When I explained it to them I said turn it into your insurance company. He said he wouldn't feel right about that. I said it's was an accident because it was not something you did knowing it was wrong. Any thoughts on this?Also how much damage did it do? Really couldn't answer that.

The key is the amount of damaged done. Also the deductible comes into play. His insurance company might raise his rates at the next renewal and if he tries to get a quote with a new insurance company the claim might effect their quote. Don

There may be some unseen damage. I'd call the insurance company, explain everything and get their advice.

jfkmk wrote:There may be some unseen damage. I'd call the insurance company, explain everything and get their advice.I would not discuss anything with my insurance company until I knew the full extent of the damage. if minor $$ and not much more than a deductible, pay it out of pocket. don't ask-don't tell.bumpy

I would check every electronic appliance or device in the MH...I bet more than just the microwave is fried

It would depend on the wording of the policy and what exclusions it has.

Insurance pay for plugging into the wrong power sorce?

45 Replies

easycamper
Explorer
Jul 15, 2014
It would depend on the wording of the policy and what exclusions it has.
M_GO_BLUE1
Explorer
Jul 15, 2014
I would check every electronic appliance or device in the MH...I bet more than just the microwave is fried
Bumpyroad
Explorer
Jul 15, 2014
jfkmk wrote:
There may be some unseen damage. I'd call the insurance company, explain everything and get their advice.

I would not discuss anything with my insurance company until I knew the full extent of the damage. if minor $$ and not much more than a deductible, pay it out of pocket. don't ask-don't tell.
bumpy
jfkmk
Explorer
Jul 15, 2014
There may be some unseen damage. I'd call the insurance company, explain everything and get their advice.
Duck
Explorer
Jul 15, 2014
The key is the amount of damaged done. Also the deductible comes into play. His insurance company might raise his rates at the next renewal and if he tries to get a quote with a new insurance company the claim might effect their quote.
Don

Forum Discussion

Insurance pay for plugging into the wrong power sorce?

45 Replies

About RV Tips & Tricks

Related Content

7 pin plug amperage rating?

Insurance!

power sorce

Motorhome Insurance

Three-pronged plugs