Insurance pay for plugging into the wrong power sorce?

Yep insurance will pay, if they didn't cover stupidity nobody would ever get a dime. I have yet to see a car accident that wasn't caused by stupidity.

ChopperBill wrote:

Bumpyroad wrote:

ChopperBill wrote:
Well, his wife doesn't want to turn it in to the insurance, afraid they would cancel or rates would go up.
.

a valid concern IMHO. it all depends on how much $$$$ damage was done over and above the deductible. I would never nickle/dime my insurance co.

bumpy

That's pretty funny. They have been nickel/dime us since insurance was invented.

then you are lucky. I have been dollared double dollared since I started buying insurance.
bumpy

Bumpyroad wrote:

ChopperBill wrote:
Well, his wife doesn't want to turn it in to the insurance, afraid they would cancel or rates would go up.
.

a valid concern IMHO. it all depends on how much $$$$ damage was done over and above the deductible. I would never nickle/dime my insurance co.

bumpy

That's pretty funny. They have been nickel/dime us since insurance was invented.

ChopperBill wrote:
Well, his wife doesn't want to turn it in to the insurance, afraid they would cancel or rates would go up.
Insurance company is the big winner here. Their $50 a month can go to more three martini lunches.

I know here in Canada your rates are based on your driving record only. I specifically asked my agent and she told me comprehensive claims will not increase your rate. Quick call to your agent will clear this up.

ChopperBill wrote:
Well, his wife doesn't want to turn it in to the insurance, afraid they would cancel or rates would go up.
.

a valid concern IMHO. it all depends on how much $$$$ damage was done over and above the deductible. I would never nickle/dime my insurance co.

bumpy

Well, his wife doesn't want to turn it in to the insurance, afraid they would cancel or rates would go up.
Insurance company is the big winner here. Their $50 a month can go to more three martini lunches.

Most policys will pay . It was afterall an accident.

dapperdan wrote:

I'd take the unit to a reputable RV repair shop

LOL!!

RV insurance... I would file

Home insurance... be careful. If you home insurance is cancelled you may go into a "high risk" pool. And those rates will not be anything like you are paying now.

Some things that might have been damaged.
Automatic transfer switch, MINE would not be bothered by that goof but some other makes would (Mine basically ignores shore power, it only reads generator power, if no generator it just passes shore on to load center)

Energy management system if you have one, NOTE: Two different products are called EMS.. One would have protected the RV (By self sacrafice perhaps but it would have protected) I strongly suggest you get one of these Generically we call them Surge Guards.. and unlike the "Surge Strip" Spike suppressors they really ARE surge guards. YOur buddy had a SURGE, not a spike.

The other EMS is teh one that sheds loads so you can run both A/Cs (one at a time) on 30 amps without tripping park breaker.. BOTH have LCD displays.

(The spike suppressors do not have LCD displays, save your money on them)

Progressive Industries of the same size as the rv. (Links at end of post)

Now: Damage suspect list continue
ATS (Already listed)
Converter
Microwave
Televisions, radios, DVD/BLue Ray players, Radios and other electronics
Fridge (Control board, about a hundred bucks, if toasted get a replacement from Dinosaur boards) Water heater (Most likely ok but see Dino again) Air conditioners (Again most likely ok) VERY slim chance the fridge and/or water heater heat elements bought it.. IF they were off they should be OK.

Basically anything and everything that can operate on 120vac

There are 4 I would recommend, I will link to one
http://www.progressiveindustries.net/ems_hw50c.htm

This is a 50 amp model, if you want the 30 change hw50c to hw30c

They make both plug in and hard wired, Nearly identical save for that, I recommend the hard wired.

Some people like to wire it between the ATS (Auto transfer switch) and power distribution panel.. I do not feel the need to put in in line with the generator, only shore power.. I trust my Onan's computer to do the same job.