Insurance question - Stolen tow vehicle
This might not be the right forum - please advise if so. I tow a cargo trailer to shows and events, so not a camper but the issue is the same. A month ago while in Dallas my van was stolen from a ...
Forum Discussion
wa8yxm wrote:
What would I suggest in your case:
Well. Get with State Farm, get the check and go to AutoTrader or some other web site and find a new tow vehicle.. you are going to have to anyway..
Yes...a good deal of barn door locking is in order.
I had a much needed early morning chuckle over the idea that there was a State Farm Check to be had, unless you were thinking in terms of the aftermath, not sitting in a hotel room at 8 AM trying to come to grips with what to do. Oh - by the way - Quality Inn Management stepped right up to help. Nah..just kidding..they gave us till noon to get out or be charged another night.
As for the State Farm Check, as I said up top it's 20 days before they even discuss value and Total Loss settlement. They allow 20 for possible recovery. Then you have to go a round or two with Total Loss to arrive at a value. My vehicle was older - in exceptionally good condition. The recently rebuilt transmission will, I'm sure, serve the new (thief) owner well.
Pro Tip: State Farm wants you to deal with them online. Thing is though, when you send in things like rental receipts for reimbursement via email nobody will look at them until you call and inquire about said reimbursement. Then the person on the other end will go away, find the documents, verify things and authorize what they'll pay. Do not think they'll call you. They never call you. Nothing happens until you call them. In fact one person told me that they work email items when there's down time between calls - and there's never down time between calls.
