Insurance question - Stolen tow vehicle
This might not be the right forum - please advise if so. I tow a cargo trailer to shows and events, so not a camper but the issue is the same. A month ago while in Dallas my van was stolen from a ...
Forum Discussion
discovery4us wrote:
Do you have a policy on the trailer or just using the van's policy to cover the trailer? I carry a policy on my cargo trailer that will return the trailer and contents back home in case of a catastrophic (or some such language) event. Memory is not that good but I think it includes up to 600 miles. It also covers theft, damage, and so forth when the trailer is traveling. Home owners covers it when it is parked in the back yard.
With out a policy on the trailer I don't think any insurer is going to help with moving the trailer. The insurer is only going to be concerned with what vehicle the policy was written for.
That's correct. Trailer towing is independent of the vehicle. Ran into that when I had a mechanical on the road. Yes - I have trailer coverage. Not sure if it buys me 600 miles or not. That coverage is good to have especially with the high rate of trailer theft these days.
A fellow vendor was out for a show and while they didn't steal the trailer as it was well secured they backed out the fasteners and peeled back the skin. It was a mess.
