Insurance question - Stolen tow vehicle
This might not be the right forum - please advise if so. I tow a cargo trailer to shows and events, so not a camper but the issue is the same. A month ago while in Dallas my van was stolen from a ...
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It might be a CDN / US difference, but I use State Farm because I get a substantial discount for having many properties and vehicles insured with them.
When my F-350 was stolen in Miami a few years ago, 1,500 miles from home, they gave me 2 options. They would ship my trailer home for free and give me a rented car, or they would give me a Suburban / Excursion and I could tow the trailer myself
Up here at least they call it “loss of use” coverage, it provides for a replacement vehicle comparable to the insured vehicle.
This is exactly what I needed.
A quick search for State Farm and Loss of Use only turned up case law that provides compensation for rental fleet owners when one of their vehicles is damaged.
