Like most of you, I like to shop for the best deals and RV insurance coverage is no exception.
It is my understanding that insurance companies also check credit scores which is fine, but I was wondering that if it will cause a "hard-pull" or inquiry on a credit report. Sometimes a hard inquiry will lower a score by a few points, and I don't want this to happen while shopping for insurance. Anybody have any knowledge they can share on this issue?
You will likely be better off adding the RV to your existing home, and cars/trucks policy. Often that will give you the best rate.
If you are concerned about a hard hit on your credit, ask the agent if they can do a soft check and that should not show up as anything negtative in your credit. If not, go somewhere else. You are probably looking at a non issue.