insurance

First, this probably should be moved to the full-time forum.

You didn't state your age and where you plan to be domiciled (your legal address). You don't need to own a house in your domicile state. We use the Escapees RV Club in Livingston, Texas for our mail forwarding and they give us a legal address - tested in the courts. This address is used for all governmental issues - driver's license, insurance, taxes, etc. There are many factors to getting insurance and no two people will be the same.

For us we presently use National Interstate but every two years we go through price comparisons and if we find a cheaper one for what benefits we want, we'll switch.

For medical we have Medicare and our supplement is with Transamerica through Good Sam Club. We've used them for 8 yr. with many surgeries and everything is covered.

Good luck. It takes some investigation and lots of phone calls.

I have GEICO for my RV and toad. If you tell them that you are fulltiming then be sure to also tell them that you will be moving it at least every 30 day. otherwise they put you in homeowner insurance and it was almost twice the amount of fulltime insurance.

Obamacare

Shawano, If you are of the age to get medicare, we have the supplemental insurance through the AARP United Health Care. We have Plan F and so far have not had any out of pocket expense since we got it. Prior to becoming of Medicare age I was paying $715/mo for our medical for the DW and I through the Police and Fire Retirement (also UHC Insurance) and when we got it as supplemental insurance I now pay around $225/mo for both of us. Good Luck in your search.

As far as 5er insurance, we went with the Good Sam as we were able to get better coverage for about the same as we had with State Farm which we had for all our insurance needs.

I found my health insurance through ehealthinsurance.com a couple years ago when I hit the road as a full-timer, I have a feeling when it goes up for renewal this September things will be different with the ACA and all.

My RV insurance is through BlueSky.

Health insurance?
Options would be dependent on your 'domicile' state

RV/car....Full timers insurance should be the same type of coverage you would have on a House Plus typical vehicle coverage.

We used National Interstate. They specialize in Full Time RV coverage.
Bluesky & Foremost are others.

Costs would be dependent on your 'domicile' address, age, driving record, type of vehicles, amount/options of coverage, credit report etc.

Moved from Forum Technical Support